Automate all your Financial
operations on One platform

Create new digital capability for your organisation to allow you to rapidly scale and reduce the cost of your Finance & Treasury operations

Who are we?

Fennech is a B2B FinTech, PaaS provider. We deliver an intelligent automation platform for finance, treasury, and payment solutions. We use business rules, machine learning and AI to process millions of transactions on our enterprise strength solution.


Need to quickly deploy new digital solutions?

Our cloud-based technology delivers solutions configured to our clients’ desired way of working and fits in within their existing IT ecosystem. We help clients reduce their risk and enable them to quickly scale their business so high volumes can be processed at a low cost. Our low-code platform as a service supports their growth in the digital age.


All your financial operations on one interface

two people inspectingfennech financing application
What our partners say…
James Willison
Working in partnership with Fennech meant that we are able to quickly, and cost-effectively, add significant new functionality to our electronic accounting and cash management solutions for our Insurance and Reinsurance customers. Digitally enabling our clients is a key aim of WCL and our partnership with Fennech Financial further enhances our capabilities.
James Willison
Managing Director
John Speight
After investigating a number of Fintechs for Coforge to partner with, we selected Fennech because we thought the management team was people we could work well with, and because we could see how combining the digital capabilities of the F³ platform with Coforge’s existing competencies will create real added value for our customers.
John Speight
Senior Vice President
Tony Bethell
Mitratech have partnered with Fennech to provide our clients with the options to find, risk assess, manage and decommission their Shadow IT applications across their life cycle whether EUCs, Models or Excel files.
Tony Bethell
Vice President
Irene Molodstov
As the pioneer of Consulting 4.0, Sia Partners chose Fennech out of a large pool of companies during our APIficator startup scouting programme as we saw fantastic technological innovation in their product roadmap, wide potential for implementation across industries and an excellent management team.
Irene Molodtsov
Sia Partners
Francois Masquelier
What I like with FENNECH is their F³ platform, which is flexible, customizable and scalable. Today, in world where we need to transform treasury and finance, hyper-automation is key. It is the best response to become more resilient. FENNECH delivers “off-the-shelf” advanced (although affordable) treasury services for medium size companies and entities. One of the very few positive aspects that the COVID crisis has demonstrated is how important it is to have access to reliable data in real-time and robust processes to continue operating wherever people are and on whatever device, within a secured and controlled environment.
François Masquelier
Chairman & CEO
David Butcher
In Fennech we saw a Platform and a Senior Management Team that was offering a new innovative service that could help London further build on its reputation for being the home of the most exciting new FinTechs.
David Butcher
Trade Manager

Our Approach

We take a consultative approach to identify our clients requirements. Our services are scalable, quickly deployable, and can be configured to your individual needs with minimal disruption to your existing environment.

Our Solutions


Our Platform Components

How does it work?

Say hello to F³, our game-changing low-code intelligent automation platform. All our solutions and platform features are delivered using a set of common technology components. These include:

Digital Contracts
A data object that allows us to capture all the relevant data points for a financial transaction. This is to enable self-execution.
Smart Transactions
The individual financial transactions relating to the Digital Contract.
Entity Model
Allows many different views of the Digital Contract and Smart Transactions based on different hierarchies e.g., legal entity, business line, cost centre, etc.
Credit & Settlement Rules
A comprehensive and flexible set of rules to complement Digital Contracts. It ensures maximum automation while controlling risks and optimising working capital.
Machine Learning and AI
F³ uses a wide range of advanced technologies to make it easy and efficient to use, helping humans navigate and master complexity. We use Natural Language Processing, Expert System Business Rules, Machine Learning, and Deep Learning.
All smart transactions are stored in a data lake. Data is accessed in real-time via the Fennech Hypercube. The user will be able to access and dissect information via our data reporting API.
A rich library of secure public APIs for easy consumption of the platform and seamless integration with your existing Business Applications and Banking Partners. F³ is an API native modular platform, and all its components interact via an internal API library.
Smart Data
To avoid the usual “garbage in - garbage out”, we can deploy ad hoc loaders to replace or complement APIs. All data injected in F³ is structured, harmonised, and sanitised. Therefore, all data is relevant and ready to be used by AI and advanced analytics routines without inflating the data storage unnecessarily.
Micro Apps
Depending on the client’s needs, we can rapidly deploy ad hoc specific apps to allow users to benefit from the platform’s power with best-in-class UX.

Our History

The early 2010s ushered in an evolution in financial automation. The creation of an onboarding, implementation and process efficiency platform in banking was being conceptualised by our industry specialists.
Fennech Financial was born to address the common problem of operational inefficiency in finance worldwide.
The core architecture of F³ (Fennech Financial Framework) was built and completed in less than a year. The capacity, security and scalability tested positive.
Fennech entered the French market, secured funding with Business Angels and partnered with Corforge.
• We were the first payment infrastructure delivered to a Fintech/Paytech processing €42bn per anum.
• Fennech was selected as one of Intelligent Insurers Insurtech Hot 100.
• Created Fennech Europe BV in the Netherlands.
• Won the Sia Partners UK Fintech of the year award.
• Launched a CSR initiative called Launchpad to foster entrepreneurship during the pandemic.
• Selected for London & Partners Business Growth Program.
• FX Hub to a multi-billion payment and FX house listed in the US, multi-bank liquidity management.
• Inception of NeoTreasury, an iTMS (intelligent TMS) suite of products built on F³. Aimed at ill-equipped European SMEs via pure digital sales and onboarding.
Early 2010's
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